Estimate How Your RSUs Could Boost Your Borrowing Power

This calculator helps you estimate the additional borrowing capacity you may unlock by working with a lender—and broker—who understands how to present RSU income effectively.

To complete the calculator, you’ll need:

1. Your RSU vesting history:
Download your FY23–24 and FY24–25 ESS Annual Tax Statements from Shareworks (or your company’s share platform) to see how many shares vested.
2.Your company’s lowest share price for each of the last two financial years.

Once you have those figures, enter them below to get a rough estimate of how much your RSU income could increase your borrowing power.

FY24–25 RSU Income
FY23–24 RSU Income